The operation of revolving credit

Permanent credit, revolving credit: we know several names, but the revolving credit has one principle: that of putting a sum of money at the disposal of a borrower. It is accessible at any time and is rebuilt at the option of refunds. This type of borrowing is strictly regulated by law, in order to guarantee…

Sharing economy changes personal finances

The sharing economy The sharing economy is a sector based on joint financing. This is an economic model in which goods and services are exchanged between individuals. The model is different from the standard capitalist model because the emphasis is on cooperation and mutual health insurance. The sharing economy has been very successful and there are now a large number of…

Optimize loan application: discover how!

Once in a while a moment occurs where you need money that is not in your bank account at that time. You want to buy a new car, buy a house or finance your vacation. But how do you ensure that your loan application is actually approved? Read below the 6 tips from OneTopNotch to optimally prepare your…

Best Consolidation Loans

Consolidation loans are financial products that are intended for the repayment of previous debts. Therefore, if someone has at least a few installments of various loans or other financial liabilities to repay, and the sum of all fees becomes dangerously high, it is worth considering the possibility of consolidating them into one indebtedness.   Payment…

How much should you earn to get a mortgage?

  When apply for a mortgage, clients must prove their creditworthiness. In the simplest terms, it is the ability to repay it with interest at the appointed time. This is a condition deemed necessary to obtain a loan, because it is a basic safeguard for the bank that the borrower will be able to pay…